A Ukrainian visa needs a valid medical insurance policy covering at least EUR 30,000 of costs (Resolution No. 118, para. 5). It must name you as in your passport, cover Ukraine and run for your dates. Inside Ukraine, the residence permit needs a policy for the whole permit term. MoFA does not attest insurance papers.
Medical insurance is one of the documents every Ukrainian visa file carries, with the passport, the photo and proof of funds (Resolution No. 118, para. 5). The rule is short, and a policy bought without reading it can still fail it. This page sets out what the policy has to show at the visa stage, what changes for the residence permit, and the checks to make before you pay.
- 01Choose the policyCovers medical costs in Ukraine for your dates≥ EUR 30,000
- 02Check five fieldsName, territory, dates, cover amount, exclusionsbefore you pay
- 03Visa fileLodged at VFS with your passport and photoRes. 118, para. 5
- 04Residence permitA policy for the whole permit term, inside UkraineRes. 322, paras. 32–33
What the rules require, stage by stage
| Stage | Requirement | Source |
|---|---|---|
| Type D visa (work, study, family) | A valid medical insurance policy covering costs of at least EUR 30,000, or the equivalent, unless a law or treaty provides otherwise | Res. 118, para. 5 |
| Missing policy at the visa stage | The embassy may ask for it; missing insurance is a ground for refusal, and the consular fee is not refunded | Res. 118, paras. 10, 28, 31 |
| Temporary residence permit | A medical insurance policy valid for the term of the residence permit | Res. 322, paras. 32–33 |
| Work permit | Insurance is not on the employer’s list of documents | Law 5067-VI, Art. 42-2 |
| MoFA Pakistan | Insurance papers are not attested | MoFA SOPs §17.1 |
Five things to check on the policy
The policy certificate is the paper that goes into the visa file, so check the certificate itself before you pay:
| Field | What it must show |
|---|---|
| Insured person | Your name and date of birth exactly as in your passport |
| Territory | Ukraine named as a covered territory |
| Dates | From your planned entry date to the end of the stay the visa or permit covers |
| Cover amount | At least EUR 30,000, or the stated equivalent in another currency |
| Exclusions | Read them: a policy that excludes Ukraine or war-related events may not pay for treatment there; ask the insurer in writing |
A name spelled differently from the passport is the same kind of mismatch as on a degree or a bank statement; every document in the file should carry one spelling.
For the residence permit in Ukraine
After arrival on a D visa, the temporary residence permit file includes a medical insurance policy valid for the term of the permit (Resolution No. 322, paras. 32–33). On the work ground the permit runs for the term of your employment contract (DMSU), so the visa-stage policy will not stretch that far. Buy the residence-stage policy once the permit dates are known; a policy bought from an insurer in Ukraine comes in Ukrainian and needs no translation. The rest of that file is in residence permit documents, and the dates in the residence permit timeline.
Where insurance sits in the whole file
The work permit itself does not need insurance; the employer files its five documents (Law No. 5067-VI, Art. 42-2), listed in employment documents. Insurance comes in with the visa, together with the passport and photo (passport requirements) and proof of funds. The full visa sequence is in the Type D visa process from Pakistan.
Questions about medical insurance
Is medical insurance required for a Ukraine visa from Pakistan?
How much cover does Ukrainian visa insurance need?
Can I buy the insurance from a Pakistani insurer?
Do I need new insurance for the residence permit in Ukraine?
Does the insurance policy need MoFA attestation?
What happens if my insurance does not meet the requirement?
Read next
- Proof of fundsHow much, and what counts
- Passport requirementsValidity, blank pages and the photo
- Residence permit for PakistanisOur service inside Ukraine
- All official requirementsThe full document list by route
Sources
Check the policy with the rest of the visa file.
Eligibility assessment, $99: a lawyer-validated written note on the routes that fit your case, in order, with an indicative timeline and your first action, in 3 working days. Want a lawyer to go through your own papers? A $249 consultation is 60 minutes with a Ukrainian advocate, who reviews the documents you send in advance and signs a written summary within 48 hours.
Last reviewed: 31 October 2026. Requirements as set by Resolutions No. 118 and No. 322; the embassy and the State Migration Service decide on each file. General information, not legal advice.